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1Create account
2Confirm email
3Start free trial
4Pick your role
5Your dashboard

Next: we'll email you a confirmation link. Click it, then add a card to start your 5-day free trial - $0 due today.

Create Account

Free for 5 days Full access, $0 due today.

Your Details

First Name

Last Name

Email Address

We recommend a personal email, not your work address - you'll lose access to your work email once you retire.

Your Department

City or Agency

Don't see your city or agency? Request it here (opens in a new tab, so you won't lose this form).

Account Security

Password

Tap Show to double-check it. At least 8 characters, not something easily guessed (not all numbers, not a common password, not too close to your name or email).

+ Have a Union Access Code or Referral Code?

Union, association & promo access codes skip the card entirely.

Send me occasional product updates (optional)

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What You Get

✓Real Net Take-Home Pay

Modeled after taxes, health premiums, and mandatory deductions - not just a gross pension number.

✓Accurate Walk-Away Date

Exact PTO/vacation/sick cash-out and shift-burn dates based on your real MOU schedule.

✓Contract-Specific Modeling

Tailored to your city's active salary tables, longevity steps, and specialty pays.

✓"One More Year" Analysis

See the exact financial payoff of working one additional year, side by side.

✓Retiree Health, Month by Month

Your share of retiree health premiums comes out of your projected check, and you can follow it month by month against your COLA raises.

✓Multi-Agency Reciprocity

Seamlessly links past agency time into a single projection.

Plus 10 printable reports, unlimited saved "What-If" scenarios, the full Retirement Checklist, FAQ library, and priority email support — see Pricing & Plans.

Is My Data Safe?

🔒 Encrypted 🛡️ 2-Step Sign-In 🚫 Never Sold

Encrypted end to end: protected in transit with HTTPS and encrypted at rest in our secure cloud database.

2-step sign-in: a one-time code to your email on top of your password. Sign-in locks for 15 minutes after 5 wrong tries.

We can't see your password: it's one-way hashed, never stored in plain text.

Never sold or shared: not with advertisers, your union, or your department — and you can delete all of it anytime from your Account page.