Retirement Dashboard

Plan your exit with confidence. Real retirement projections, take-home pay comparisons, and PTO/Vacation walk-away planning - built from your own department's actual MOU, not a generic statewide calculator. Sign in to view your personalized estimate.

Independent & unofficial — not affiliated with, endorsed by, or a product of CalPERS, SFERS, or any other pension system.

Now Available: City of CampbellCity of CupertinoCity of GilroyCity of LivermoreCity of Los AltosCity of MilpitasCity of Morgan HillCity of Mountain ViewCity of Palo AltoCity of PleasantonCity of San JoseCity of Santa ClaraCity of SaratogaCity of SunnyvaleCity of TracyCounty of AlamedaCounty of Santa ClaraCity and County of San FranciscoSan Jose State UniversitySanta Clara County FireTown of Los Gatos Now Available: City of CampbellCity of CupertinoCity of GilroyCity of LivermoreCity of Los AltosCity of MilpitasCity of Morgan HillCity of Mountain ViewCity of Palo AltoCity of PleasantonCity of San JoseCity of Santa ClaraCity of SaratogaCity of SunnyvaleCity of TracyCounty of AlamedaCounty of Santa ClaraCity and County of San FranciscoSan Jose State UniversitySanta Clara County FireTown of Los Gatos Now Available: City of CampbellCity of CupertinoCity of GilroyCity of LivermoreCity of Los AltosCity of MilpitasCity of Morgan HillCity of Mountain ViewCity of Palo AltoCity of PleasantonCity of San JoseCity of Santa ClaraCity of SaratogaCity of SunnyvaleCity of TracyCounty of AlamedaCounty of Santa ClaraCity and County of San FranciscoSan Jose State UniversitySanta Clara County FireTown of Los Gatos

What's Inside

  • Know Your Exact Date. Stop guessing and start planning. Instantly project your net monthly pension, factor in past agency time, and see exactly what your take-home pay will look like on day one of retirement.
  • Master Your Walk-Away. Whether your department calls it PTO or keeps Vacation and Sick Leave separate, pinpoint the exact date your accrued balance carries you through to retirement - based on your real accrual rate, not a rough guess.
▶ Try the Demo — no sign-up Start my free trial

What You Get Here That Your Pension Portal Doesn't

Free system (myCalPERS / mySFERS) Active Shift Dashboard
Gross pension number only Real take-home pay after taxes
One generic statewide calculator Built from your department's real MOU
No PTO / vacation planning Exact walk-away date & shifts left
Re-run it yourself with a guessed salary What a promotion, specialty pay, or buy-back adds to your pension
No retiree health costs Your check month by month — COLA vs. rising health premiums

See the full side-by-side comparison →  ·  Try the Demo — no sign-up

10+ Years Out? Your Career Years Matter Most.

Your dashboard switches to a Career view: your next milestones with dates, and a short list of things to look at each year.

Buy-backs cost more the longer you wait
Military or prior agency time is priced on your age and pay when you buy it — see the cost of waiting and your break-even.
Steps & promotions, sooner vs. later
What one adds to your paycheck now and your pension later — and what getting it sooner is worth.
457 & overtime math
Your yearly 457 limit with every catch-up, and what extra overtime shifts could add up to.
Don't leave MOU money on the table
Which specialty pays you may qualify for, which count toward your pension, and where you stand on vesting and the pay cap.
Model Your Career Trajectory →

Already a member? Open Career Trajectory

Already Retired? Your Dashboard Retires With You.

Once you retire, your dashboard switches to your check and the deadlines that come with it.

Your check & your next COLA
This month's estimated check, a countdown to your next COLA raise, and your check over the next 10 years.
First-year deadlines, dated for you
Changing your retirement choices, converting work life insurance, and checking your first check — all on one screen.
Medicare & health costs
Your Medicare enrollment window, figured from your birthday, and retiree health premiums against your check.
Working after retirement
Log your hours against the yearly limit, and see the wait before you can go back.
Set Up My Retiree Dashboard → See a retiree example

Already a member? Open your dashboard

Example Preview
Target Retirement Date
June 15, 2029
You Have 2 Yrs and 298 Days Left
PTO Walk-Away Day
February 2, 2029
That's 512 Shifts Left
Monthly Take-Home
$7,240
Yearly Take-Home
$86,880
What-If Scenario Example
If You Move to Texas +$410/mo Take-Home
No state income tax there on your pension

New Here?

Free for 5 days Full access, including printable reports.

If your agency is already set up, creating an account only takes a minute. A payment method is required to start your trial, but you won't be charged until day 5 - cancel anytime before then to avoid any charge. After your trial, it's $5/month or $50/year - or a group plan through your union, billed monthly or yearly.

Pricing & Plans Sign Up

Don't see your department in the list? This sends a request to our team, not to your department - we're adding agencies over time and will reach out about getting your city added.

Request We Add Your Department

Already have an account? Sign In

Already Retired? Your Dashboard Retires With You.

Once you retire, your dashboard switches to your check and the deadlines that come with it.

Your check & your next COLA
This month's estimated check, a countdown to your next COLA raise, and your check over the next 10 years.
First-year deadlines, dated for you
Changing your retirement choices, converting work life insurance, and checking your first check — all on one screen.
Medicare & health costs
Your Medicare enrollment window, figured from your birthday, and retiree health premiums against your check.
Working after retirement
Log your hours against the yearly limit, and see the wait before you can go back.
Set Up My Retiree Dashboard → See a retiree example

Already a member? Open your dashboard

Built for the Line. Tailored to Your Department.

Every city and department listed above is configured from its own real MOU - vacation or PTO tables, CalPERS or local pension tiers, special pays, and FLSA schedules all come from your actual contract, not a one-size-fits-all statewide formula. Police, Fire, Dispatch, and General city departments are each modeled separately, since their real numbers aren't the same.

Whether you operate under a Sworn Safety formula, handle dispatch as Non-Sworn, or keep the city running as General staff, you'll pick your specific employee track and agency during sign-up so your dashboard reflects your actual benefits from day one.

Access is strictly limited to employees of participating member agencies. Don't see your city yet? Request it below and we'll reach out about adding it.

Request We Add Your Department

Disclaimer: This dashboard is an independent, unofficial planning tool provided for informational purposes only. It is not affiliated with, endorsed by, or an official product of CalPERS, SFERS, any other pension system, municipal department, or labor organization. This tool does not provide financial help, financial suggestions, or financial advice of any kind, and nothing shown here is a recommendation. All figures — pension estimates, take-home pay, and PTO walk-away dates — are projections based on user-provided data and current contract formulas, and may not reflect your actual benefit. You must check every number on your own and contact your retirement system directly to get 100% accurate figures for your retirement. This tool exists to help you plan — it does not provide official or binding information. Always verify final numbers with your pension system, HR department, and payroll before making any irrevocable retirement decisions.